Short-term credit for life's urgent moments. Borrow ₹10,000 to ₹1,00,000 for 7 days to 12 months — apply online in minutes and get money directly in your bank account.
No branch visits, no photocopies, no waiting in queues. The entire journey is on your phone.
Choose a loan amount from ₹10,000 to ₹1,00,000 and a tenure from 7 days to 12 months that suits your need.
Confirm your mobile number with an OTP and complete a fully digital KYC with your PAN and Aadhaar.
Once approved, the amount is transferred straight to your bank account — often within minutes.
Built for speed, designed for trust.
Salaried or self-employed — if you earn a regular income, you're welcome.
Approval in minutes — just keep these handy:
Transparent terms, no hidden surprises.
Loan amount
Repayment tenure
Interest rate
Processing fee
Your exact interest rate and fees depend on your credit profile and are always shown upfront in your Key Fact Statement before you sign — no hidden charges.
Slide to see what your loan could cost — before you apply.
Illustration uses our starting rates — 0.5% per day interest and 2% processing fee (+18% GST).
Indicative illustration only. Your final rate, fees and repayment schedule are confirmed in your loan agreement and Key Fact Statement.
Real stories from borrowers across India.
"Applied on a Saturday evening and the money was in my account before dinner. The whole thing took barely ten minutes on my phone."
"No branch visits, no photocopies. I uploaded my PAN and Aadhaar, and my loan was approved the same day. Exactly what a busy person needs."
"Took a 3-month loan for a medical emergency and repaid it early without any hassle. Charges were clearly explained upfront — no surprises."
Everything you need to know before you apply.
ReadyRupee is a digital lending platform that helps you get short-term personal loans of ₹10,000 to ₹1,00,000 quickly and entirely online. Loans are provided by our RBI-registered NBFC partner, [NBFC Partner Name].
You can borrow between ₹10,000 and ₹1,00,000 for a tenure of 7 days up to 12 months. First-time borrowers may be offered a smaller limit, which grows as you build repayment history with us.
Most applications are decided within minutes. Once approved and the loan agreement is signed, the amount is transferred directly to your bank account, typically the same day.
Just your PAN, Aadhaar and bank account details. KYC is completed digitally — there is no paperwork and nothing to courier.
Interest starts from 0.5% per day and the one-time processing fee ranges from 2% to 10% of the loan amount, plus GST. Your exact rate and all charges are shown clearly in your Key Fact Statement before you accept the loan.
Yes. You can prepay your loan at any time. Early repayment reduces your interest cost since interest is charged only for the days you use the money. See your loan agreement for details.
Yes. Your data is encrypted in transit and at rest, used only to process your loan as described in our Privacy Policy, and never sold to third parties.
Late payment attracts penal charges as disclosed in your Key Fact Statement, and can affect your credit score. If you expect difficulty repaying on time, contact our support team early — we will try to help.
